Tuesday 14 January 2014

Money, Money, Money - Friend or Foe

For every time we have a conversation on any topic it always end with her saying, "Only rich people... ." Whether we are talking about food, clothing, housing, having a pet, even sexual relationships for crying out loud, this lady always conclude that only rich people have it good.

Before executing my plan not to engage her in any conversation beyond the weather, I asked her whether she thought her words had any impact on her finances. Sure she would not understand the metaphysics of my question, I simply said, "Why do you always say money is short and basically only rich people can afford to be happy?"

"But is true, Miss Estrene!"

There was no point in telling her again how to pronounce my name or that she was
reinforcing her reality with the negative self-talk. I kept my silence ever since.

This is what most of us do, myself included. We unconsciously and repeatedly feel, think and talk our way down a dead end street where money has no way of reaching us. If you are anything like me, along the walk you stop in at every credit card company, every retail store that issues credit card and at your personal banker to top up your line of credit.

Money and people with money become the problem. Once you reach the end of the street and the credit options dry up and there is no turning back, "rich people" become the favourite whipping horse. You loudly or silently hate them. "They were born with gold spoons in their mouths," you say. Somehow it becomes their fault for you having mounting credit card debt. Nevermind that you signed up for the card but "those bastards jacked up the interest rates!"

The financial systems operating in our world are not equitable, plain and simple. The "rich people" own the banks and set the terms to make the highest profits.  We borrow from them at our own risk and possibly financial peril. A rapidly expanding group of paradigm shifters are expounding the need for a more life-giving financial system. Until and while that thought develops into practical banks that offer terms that truly support their clients' growth, we can and must make personal financial choices that radically change our relationship with money.

Here are six steps you can take to make the shift:
  1. Check your limiting beliefs and negative self-talk about money.
  2. Boldly take responsibility for where you are financially; stop blaming the world, the government, the barking dogs for your situation. 
  3. Dream a new dream for your life, identify your passion, visualize yourself living the life you always wanted and write out a "backward plan" of how to get there. 
  4. Get the advice and engage the services of not just a reputable financial advisor but one who shares your personal, optimistic view that "the best is yet to come."
  5. Take the first, then second, then third baby steps toward your dream, always believing AND knowing succes is yours.
  6. Live within your current means in the full knowledge that those means are continuously expanding. Be sure to watch for signs that will lead you to ideas to move one step further into your new life. Ignore anything and anyone who try to distract you.
  7. Before getting out of bed each morning, give thanks for life and the gains you are making in that day living your best life.
My personal philosophy is never to suggest what I have neither tried, trying, proven or succeeded in doing.  These seven steps are very much part of my current journey. I will continue to share my progress and hope you will too. Send me a private message, post a comment here or on our Facebook page at www.facebook.com/daughtersofsheba. You can also follow us on Twitter @DOSFoundation.

Together let us make money our best friend!

For additional resources, check out:

http://www.budbilanich.com/create-your-career-success-by-managing-your-negative-self-talk/
http://michaelhballard.ca
http://www.getrichslowly.org/blog/2013/10/08/how-im-changing-my-relationship-with-money/

Photo Source: downwardspiralintothevortex.com

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